Age Pension Abroad
The Australian Age Pension is portable — but your rate may reduce to a proportional amount based on your working life residence in Australia.
Proportional Pension Calculator
AWLR = years between age 16 and Age Pension age spent as an AU resident. Maximum 35 years for full rate.
How the Proportional Rate Works
After 26 weeks overseas, your pension is calculated as:
Proportional rate = (AWLR ÷ 35) × maximum pension rate
If your AWLR is 35+ years, you get the full rate even overseas. If 25 years, you get 25/35 = 71.4% of the maximum.
First 26 Weeks
For the first 26 weeks overseas, you receive the full rate (subject to income/assets test). After 26 weeks, the proportional rate applies. Each time you return to AU for 26+ weeks, the clock resets.
International Social Security Agreements
Australia has social security agreements with 30+ countries. These allow you to use periods of residence in the agreement country to meet the 10-year AU residence requirement for the Age Pension.