Premium
2026/27
Expat FIRE Calculator
Calculate your Financial Independence, Retire Early number as a UK expat. Model different spending levels, countries, tax rates and State Pension income to find your magic FIRE number.
Where will you retire?
Pick a country preset or enter your own costs below.
🇵🇹 Portugal
🇦🇪 UAE
🇹🇭 Thailand
🇪🇸 Spain
🇲🇽 Mexico
🇲🇾 Malaysia
🇬🇧 UK
✏️ Custom
Monthly spending
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Your situation
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Full new State Pension 2026/27: £12,548/yr. Adjust if partial.
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4% rule is the classic; lower (3–3.5%) is more conservative for long retirements.
Your FIRE number
£0
portfolio needed at age 50
Monthly spend
£0
Annual spend (after tax)
£0
Years to FIRE
0
Portfolio at FIRE age
£0
Progress to FIRE
Today: 0%
FIRE: 100%