Premium
2025/26
Expat FIRE Calculator
Calculate your Financial Independence, Retire Early number as a UK expat. Model different spending levels, countries, tax rates and State Pension income to find your magic FIRE number.
Where will you retire?
Pick a country preset or enter your own costs below.
🇵🇹 Portugal
🇦🇪 UAE
🇹🇭 Thailand
🇪🇸 Spain
🇲🇽 Mexico
🇲🇾 Malaysia
🇬🇧 UK
✏️ Custom
Monthly spending
£
£
£
£
£
£
£
Your situation
£
£
%
£
Full new State Pension 2025/26: £11,973/yr. Adjust if partial.
%
%
4% rule is the classic; lower (3–3.5%) is more conservative for long retirements.
Your FIRE number
£0
portfolio needed at age 50
Monthly spend
£0
Annual spend (after tax)
£0
Years to FIRE
0
Portfolio at FIRE age
£0
Progress to FIRE
Today: 0%
FIRE: 100%