IHT Planning & Mitigation Tool

Full inheritance tax analysis for UK expats. Understand the impact of domicile status, apply all available reliefs and model the effect of gifting, trusts and other mitigation strategies.

Estate details

Total estate value

UK property value (for RNRB)

Residence Nil Rate Band: £175k if UK property passes to direct descendants.

Marital status

Married/CP

Single/Divorced

Widowed

Domicile status

UK domiciled

Deemed UK domiciled

Non-UK domiciled

Non-UK domiciled: only UK-sited assets subject to UK IHT. Deemed: 15 of previous 20 UK tax years.

Value of UK-sited assets (if non-UK domiciled)

Pension pot value (note: pensions to be included in estate from April 2027)

Total lifetime gifts in last 7 years

Annual gifting allowance used

Not using £3k/yr

Using £3k/yr (2 yrs)

Business or agricultural property (BR/AR qualifying)

Business Relief (100% or 50%) or Agricultural Relief can significantly reduce IHT.

Enter your estate details to see your IHT analysis.