Free
2025/26
Inheritance Tax estimator
A simple read on whether your estate might face UK inheritance tax (IHT). The standard rate is 40% on anything above your tax-free allowances.
Will your estate face a 40% tax bill?
Inheritance tax catches many UK expats off guard — domicile rules can mean HMRC still has a claim even after you've left. See where you stand in under a minute.
Your estate
Add up everything you own — property, savings, investments, possessions.
£
Are you married or in a civil partnership?
Yes
No
Couples can usually combine allowances, doubling the tax-free amount.
Are you leaving your main home to children or grandchildren?
Yes
No
This can add the £175,000 residence nil-rate band.
!
IHT for expats also depends on your domicile — a complex area that can pull worldwide assets into the UK net. This estimate ignores domicile and gifts.
Estimated IHT
Potential inheritance tax
£0
Estate value£0
Tax-free allowance£0
Taxable amount£0
Estimated IHT (40%)£0
Guidance, not advice. A simplified estimate using 2025/26 nil-rate band (£325,000) and residence nil-rate band (£175,000). It ignores domicile, lifetime gifts, trusts, business/agricultural relief and taper. IHT is complex — take professional advice.