Sell or Rent My UK Home?

One of the biggest financial decisions when moving abroad. This tool compares the after-tax outcome of selling vs. keeping and renting — over 5 and 10 years.

Your property details

Enter current values — we'll model both outcomes.

Current property value

Original purchase price

Used to calculate CGT on sale.

Outstanding mortgage

Expected monthly rent

Annual mortgage interest (if letting)

20% tax credit applies (not full deduction since 2020).

Other annual expenses (repairs, insurance, service charge)

Agent management fee

Typical range: 10–15% of gross rent.

Your UK income tax rate (on rental profits)

20%

40%

45%

Expected annual property price growth

Years you will be abroad

1 yr

5 yrs

10 yrs

20 yrs

Enter your details to see the comparison.