Free
2025/26
UK State Pension forecast
The new State Pension is based on your National Insurance record. You need 35 qualifying years for the full amount, and at least 10 to get anything. Estimate yours below.
Your State Pension — know your number
Every year abroad can be a gap year on your NI record. Find out how much weekly pension your current record is worth, and how far you are from the full £230.25.
Your National Insurance record
Don’t know your exact years? Estimate, then check the official figure on GOV.UK.
050
040
e.g. years you’ll keep working or paying voluntary contributions.
Estimated State Pension
At full retirement
Weekly
£0
£0
Per month
£0
Per year
You’re short of the full pension
Buying voluntary National Insurance years is often one of the best-value things you can do.
Check if topping up pays off →
Guidance, not advice. Simplified estimate of the new State Pension assuming a straightforward NI record. Your actual entitlement depends on your full history (including any “contracted-out” years). Always check your official forecast at gov.uk/check-state-pension.