2025
Free

Social Security for US Expats

Understand your US Social Security entitlement while living abroad. Check if your country has a totalization agreement, understand WEP/GPO reductions, and model when to claim your benefits.

Your situation

You need at least 40 credits (10 years) to qualify for retirement benefits. Each year of work earns 4 credits.

$

Find your estimate at ssa.gov/myaccount. Leave as default if unknown.

$

Country of residence

🇬🇧 UK
🇩🇪 Germany
🇫🇷 France
🇮🇹 Italy
🇦🇺 Australia
🇨🇦 Canada
🇯🇵 Japan
🇦🇪 UAE
🇲🇽 Mexico
🇧🇷 Brazil
🇨🇳 China
🇮🇳 India

Social Security analysis

Benefit estimates by claiming age

Claim at 62 (early)
$0/mo
Claim at 67 (FRA)
$0/mo
Claim at 70 (max)
$0/mo
Break-even age (62 vs 67)
0

WEP — Windfall Elimination Provision

Taxation of benefits abroad

Payment abroad: can you receive benefits?

Claiming strategy