ExpatCompass

Pay once. Use forever.
No subscription. Ever.

The financial decisions around moving abroad are worth getting right. Our tools and guides cost less than 20 minutes with an adviser — and you keep them for life.

Instant access after payment No subscription, no renewal Secure checkout via Whop GBP · USD · AUD pricing
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Free
£0
Always free
Try all the core calculators with no commitment.
  • Take-Home Pay calculator
  • State Pension forecast
  • NI top-up checker
  • IHT estimator
  • Cost of Living (18 cities)
  • Country Guides (17 destinations)
  • Quick residency check
  • Full SRT test
  • Premium tools
  • Downloads
Use free tools →
Starter
£19
One-off · no subscription
The three tools most expats need first.
  • Everything in Free
  • Full Statutory Residence Test
  • Pension Scam Risk Audit
  • Destination Tax Planner
  • Moving Abroad Planner
  • Retirement Income Planner
  • Split-Year Planner
  • Action Plan
  • 10 downloadable guides
Most popular
Premium
£49
One-off · no subscription
Every tool. The complete expat financial toolkit.
  • Everything in Starter
  • Moving Abroad Planner (8 steps)
  • Retirement Income Planner
  • Split-Year & Departure Planner
  • Personalised Action Plan
  • Work/Retire Abroad eligibility
  • Downloadable PDF guides
  • Adviser referral discount
Best value
Expat Bundle
£99
One-off · no subscription
Everything + 10 editable template packs + 10 downloadable guides.
  • Everything in Premium
  • New10 editable expat Excel template packs
  • PackProperty, pension, estate, tax & legacy planning
  • Doc50-Point Pre-Departure Checklist
  • DocHMRC Split-Year Briefing (PDF)
  • BookMoving Abroad Budget Workbook
  • DocDestination Tax Summary Guide
  • DocNI Contributions Abroad Guide
  • DocExpat Banking & FX Playbook
  • CardPension Red Flags Reference Card
  • DocCountry Visa Quick Reference
  • BookRetirement Income Workbook
  • DocAdviser Briefing Template
  • IntroVetted adviser referral + discount
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Expat Bundle — document library

10 expert guides — written from first principles

We went through every major expat book, HMRC manual and FCA guide so you don't have to. Everything is updated for 2025/26 and distilled into actionable, print-ready documents.

50-Point Pre-Departure Checklist
Every financial, legal and administrative action before you leave the UK. Organised by timeline: 6 months, 3 months, 1 month, departure day.
Bundle4 pages · printable
HMRC Split-Year Briefing
Plain-English explanation of Cases 3, 4, 6 and 8. What each means, the conditions, and a one-page summary to take to your adviser.
Bundle3 pages · adviser-ready
Moving Abroad Budget Workbook
Complete spreadsheet: one-off moving costs, ongoing monthly costs, FX, housing, healthcare — with built-in formulas and a 5-year projection table.
Bundle6 pages · fillable
Destination Tax Summary (17 Countries)
Income tax, CGT, wealth tax and IHT equivalent for all 17 destinations — plus UK DTA status and the key visa route for retirees and nomads.
Bundle5 pages · quick-reference
NI Contributions Abroad Guide
How to pay Class 2 NI while abroad, deadlines, what years cost, the State Pension payback calculation, and how to apply via HMRC CF83.
Bundle3 pages · includes CF83 tips
Expat Banking & FX Playbook
How to choose an FX provider, when to use forward contracts, how to open a bank account abroad, and a comparison of Wise vs OFX vs Currencies Direct.
Bundle4 pages · provider comparison
Pension Red Flags Reference Card
The 12 FCA ScamSmart red flags explained in plain English. Print this and keep it with you when any adviser approaches you about your pension.
Bundle2 pages · A5 card format
Country Visa Quick Reference
17-country visa comparison: income threshold, duration, work rights, tax residency trigger, and official application URL — all in one table.
Bundle3 pages · laminate-friendly
Retirement Income Workbook
Year-by-year income planning table covering all sources: DB, DC drawdown, State Pension, ISA, rental. Includes the 4% rule, safe withdrawal rate scenarios, and gap analysis.
Bundle5 pages · fillable tables
Adviser Briefing Template
Fill in your numbers once — income, pension, property, savings, destination, timeline — and walk into your first adviser meeting prepared. Saves you 30 minutes of expensive adviser time.
Bundle2 pages · fillable PDF

Full feature comparison

Feature Free Starter
£19		 Premium
£49		 Bundle
£99
Free tools
Take-home pay, State Pension, NI top-up, IHTYesYesYesYes
Cost of Living (23 cities)YesYesYesYes
Country Guides (17 destinations)YesYesYesYes
Starter tools
Full Statutory Residence Test (HMRC SRT)—YesYesYes
Pension Scam Risk Audit (12 FCA red flags)—YesYesYes
Destination Tax Planner (17 countries)—YesYesYes
Premium tools
Moving Abroad Planner (8 steps + charts)——YesYes
Retirement Income Planner (year-by-year)——YesYes
Split-Year & Departure Planner——YesYes
Personalised Action Plan (tick-off list)——YesYes
Work/Retire Abroad eligibility checker——YesYes
Expat Bundle — downloads & adviser
50-Point Pre-Departure Checklist———Yes
HMRC Split-Year Briefing———Yes
Moving Abroad Budget Workbook———Yes
7 more expert PDF guides———Yes
Vetted adviser referral + consultation discount———Yes

Frequently asked questions